Since commencement of business, Just In Time Group has identified and focused on banking and finance institutions as a key market segment and a large Information Technology user. With this in mind we have roamed the world to bring the best of breed solutions used by the worlds largest and the most trusted banking and finance institution to the Sri Lankan Market. 

Our solution portfolio for the banking and finance sector comprise of mission critical hardware platforms to the worlds finest and most trusted solutions in Real Time Gross Settlements (RTGS) Electronic Switching, Credit card management, Cash management and Anti Money laundering to self service products such as Cash Dispensers, ATM’s and the worlds finest Network infrastructure solutions.

JIT Groups focus in the chosen arena has helped the company to streamline operations to meet all solution and service expectation levels. JIT group is structured to offer to not only excellent solutions and pre sales support but also to offer excellent after sales support on par with international standards.

Our skilled and experienced Project management backs our impressive solution portfolio whilst the support team trained and certified by the world leaders to service and support the mission critical solutions we provide, maintains the momentum

Atos Origin

Atos Origin is an international information technology (IT) services company. Its business is turning client vision into results through the application of consulting, systems integration and managed operations. The company's annual revenues are more than EUR 5 billion and it employs 50,000 people in 50 countries. 

The Customer Oriented Solution for Electronic Switching (COSES)

The Customer Oriented Solution for Electronic Switching (COSES) from AtosOrigin, is a complete data capture, switching and authorization system for managing and processing electronic fund transfer transactions between banks and other financial services network. COSES seamlessly manage transaction from multiple sources, including branches, ATM’s, Home Banking services, point of sale devices credit cards debit cards, inter-bank networks and the internet.

COSES is a flexible, highly parameterised system allowing the user to be in full control of the electronic banking products as business requirements and market needs changes. ATM Switching, Card Management, Ability to connect multiple backend Hosts within the Bank, Ability to connect multiple front end delivery channels and Modular architecture are some of the key features of COSES

With special features such as user-defined parameters the user can rapidly customise the product to suite the changing business needs in a competitive environment.

COSES card management system is designed to provide a comprehensive and flexible method to issue, monitor and control the card base that includes debit cards, credit cards & multipurpose cards. Reports are available to highlight cards that are no longer active and many other relevant information on usage & customer needs for the right business decision to be taken.

COSES can provide a mixture of a distributed and centralised processing solution using the Teller Routing Module (TRM) to have minimum alterations to the existing setup.

Using the COSES Host Interface/Interchange module various host systems such as local switches of any bank, Visa/Master card International or a local shared network can be connected.

COSES has the ability of connecting multiple backend hosts such as multiple retail banking systems credit card systems and other banking systems through the use of Host Interfaces on ISO8583 message standards. This ensures the integrity of the core module is maintained while giving flexibility to connect as many backend systems as required. 

Likewise delivery channels of bank such as ATM’s, Credit card,  CRM, Internet Banking/ payment gateway, Call Center and many other delivery channels can be added in a seamless program.  The Modular architecture allows to phased out implementation of new electronic delivery channels.

LogicaCMG

LogicaCMG is a global solutions company providing management and IT consultancy, systems integration and outsourcing services. The company supports clients across diverse markets including financial services, telecoms, energy and utilities, industry, distribution and transport and the public sector. 

LogicaCMG is the world’s number one provider of Central Bank solutions with a second to none delivery record.  This has included:

• The implementation of 16 RTGS systems at Central Banks around the world, all incorporating international best practice such as the Bank for International Settlements Core Principles; The implementation of 3 Government Securities Settlement systems with full support for Delivery versus Payment; The implementation of several Automated Clearing Houses, including support for low value electronic payments and management of cheque clearing implementations; The delivery of over 400 Central Bank Regulatory Reporting solutions worldwide; The delivery of SWIFT interfaces to many Central Banks and commercial banks worldwide; The implementation of data centres, with appropriate business continuity functions; The design and implementation of security policy;

• Anti-Money Laundering: LogicaCMG’s HotScan product is the only OFAC scanning product used by the Federal Reserve Bank and is also used by the recently established Continuous Linked Settlement (CLS) Bank.

LogicaCMG is a front runner and pioneer in many areas in banking:

• LogicaCMG were at the basis of SWIFT, doing the initial viability studies and  architecture;

• Was the first to build advanced clearing and settlement systems, starting at the Bank of England in the early 1980’s;

• Was the first to offer off-the-shelf Real Time Gross Settlement systems for Central Banks, these days with true Delivery versus Payment, and thus seamlessly connecting Security Settlement systems for immediate settlement of securities transactions;

• LogicaCMG provides  EMV compliant solutions to many banks and national switches.

LogicaCMG is a globally operating company. LogicaCMG Solutions ;

• handle more than half the world’s foreign exchange traffic  

• process two out of every three text messages sent in the world  

• has delivered one out of every four multi-media messaging centres installed by wireless service providers across the globe

• supports the missions of more than 150 satellites currently in orbit  

• have been fundamental to the regulatory transformation of energy markets around the world

• LogicaCMG’s HR outsourcing services process more than $90 billion of salaries globally each year

CashTec

CashTech is a leading Cash Management vendor in Asia and have their solutions running in some of the largest banks in the world including HSBC, ABN AMRO, Deutsche Bank and Standard Chartered Bank.

CashTech product portfolio comprises of CashTech’s Cash Management Suit for the management of corporate finances  and “Straight-Through International Remittances” or STIR a robust and flexible back-office processing system to process remittances

CashTech’s Cash Management Suit

• This solution focuses on optimizing the Cash Management services of a financial institute’s corporate customers. The Cash Management suite Comprises of Internet base applications CashWeb and transactCentral that allows the banks customers to transact anytime, anywhere as well as, CashIn a back office solution suite that takes into consideration all possible aspects of collection, payment, account receivables and liquidity management.

• CashTech’s solutions enable financial institutions to offer an array of services to their corporate clientele. Understanding the business pressures of clients and using technology innovatively, CashTech delivers comprehensive support through the Cash management suite.

• CashTech’s Cash Management suite enables financial institutions to offer their corporate customer the business benefits of tracking cash balances, monitoring payments and receivables and perform liquidity management functions.

Straight-Through International Remittances (STIR)

• STIR offers a robust and flexible back-office processing system to process international remittances.  The system automates the processing of financial messages received from the remitting banks and financial institutions abroad.

• The solution “Straight-Through International Remittances” or STIR, offers a completely back-office processing for cross-border messages with very strong MIS including Instruction Status, Profitability Tracking, Audit Trails and powerful querying feature over the internet which can be provided to the remitter or exchange house to get details of individual transactions.

CashTech’s solution is aimed at three main sources of remittances –

1.Remittances from the Middle-East through Exchange Houses

2.Foreign Currency Drafts, Travellers Cheques and Cheques Collections

3.Internet Initiated Wires Payments from the North American and Western   European Market